Property Investors Insurance for Brokers


Our specialist property investors insurance product is designed for owners and landlords of let commercial properties and mixed portfolios of commercial and residential properties.

Key Product Features

  • 35% day one uplift
  • £2m capital additions limit with £500,000 in respect of alteration, additions and improvements
  • £250,000 contract works cover
  • £50,000 damage to landscaped gardens
  • Trace and access - no inner limit
  • Empty buildings - notification only required after 30 days
  • £5,000 eviction of squatters
  • Failure of tenants insurances - 20% of total sum insured (£2m limit)
  • £5m POL cover as standard
  • £1m liability cover for legionellosis
  • Glass cover automatically included
  • £7,500 replacement locks and keys following theft
  • £5,000 tree felling or lopping
  • £500 removal of wasp and bee nests
  • Fly tipping
  • Malicious damage by tenants included

Additional Cover Options

  • Employers liability - £10m limit of indemnity
  • Terrorism insurance
  • Legal expenses - £500,000 limit of indemnity

Quote & Buy


Policy effective dates up to 31st December 2018 only

Policy effective dates 1st  January 2019 onwards  


How to claim (Property Investors and Blocks of Flats policies only):

If you need to make a claim, please contact your insurance broker in the first instance. If you need to make a claim outside of office hours please telephone the Emergency Helpline.

Emergency Helpline: 0344 892 0967

Our 24 hour emergency helpline service provides help when you most need it. Please have your policy number to hand when you call. We will provide details of reputable contractors who will be able to help.

Glass Replacement Service: 0333 003 3388

A quick and efficient repair/replacement service is available 24 hours a day 365 days a year.

Please have your policy number to hand when calling.

Legal Expenses: 0117 927 1824 (alternatively you can e-mail your claim to us at )