Individual PA and Sickness Insurance for Brokers


Individual Personal Accident (& Sickness) insurance is designed for ‘self employed’ persons who wish to cushion the financial blow to themselves and their family following an Accident or Sickness whilst at work, rest or play. Even those persons who are employed may not have a sufficient 'contract of employment package' and may wish to tailor a product to their particular needs.


  • 24 hour (worldwide) operative time, for policyholders who are UK residents
  • Flexible benefit levels catering for an extensive range of occupations
  • Cover up to age 65 for sickness (59 for new business) and 75 for accident (69 for new business)
  • Varying levels of Payment and Deferment Period options available
  • Special Extensions to Personal Accident insurance - Damage to Clothing / Medical Expenses and Retraining Expenses


  • Include Personal Accident insurance for amateur sporting / life style activities & hobbies subject to additional terms
  • Sickness insurance (not in isolation)

Key Features

  • One of the widest Policy Wordings in the market
  • Competitive premiums
  • Premium credit facility available
  • Dedicated in house claims adjusting and settlement


Claims Procedure

If you need to report a claim on behalf of your client please contact us.

Phone: 0161 443 0714

Please note our address has changed to:
10th Floor
West One
114 Wellington Street