Farm Motor Insurance for Brokers

Overview

Three insurance sections comprising of private cars, agricultural vehicles and commercial vehicles.

• Multi-sectional policy covering private cars, commercial vehicles and agricultural vehicles
• Attached/detached trailer/implement cover of £25k per item available for commercial vehicles and agricultural vehicles
• Multi-sectional discounts available
• Up to 35% discount available for harvesters
• Very competitive rates for comprehensively covered private cars
• Cover available for agricultural contractors
• Special rates for horseboxes incorporating additional discounts for limited mileage
• ATV/quad bikes can be included within agricultural vehicle section
• Bonus scale in operation for agricultural vehicles

Levels of Cover

• Comprehensive
• Third party fire and theft
• Third party only

Private Vehicles - Key Features and Benefits

• Legal liability for death or injury to third parties, incl. passengers
• Legal liability for damage to other people's property
• Legal costs incurred with our consent in connection with a claim
• Own damage (excluding glass) fire and theft claims
• Personal accident benefit
• Medical expenses for anyone injured in your car
• Personal effects
• New car replacement
• Driving abroad
• Windscreen/window breakage

Commercial Vehicles - Key Features and Benefits

• Legal liability for death or injury to third parties, incl. passengers
• Legal liability for damage to other people's property
• Legal costs incurred with our consent in connection with a claim
• Own damage (excluding glass) fire and theft claims
• New vehicle replacement for CVs up to 3.5 tonnes
• European use for CVs up to 3.5 tonnes
• Protected no claims bonus for CVs up to 3.5 tonnes (new section)
• Windscreen/window breakage
• Wheeled trailers used for agricultural purposes attached to an insured vehicle

Agricultural Vehicles - Key Features and Benefits

• Legal liability for death or injury to third parties, incl. passengers
• Legal liability for damage to other people's property
• Legal costs incurred with our consent in connection with a claim
• Loss or damage to the insured vehicle
• Glass cover
• Wheeled trailers used for agricultural purposes attached to an insured vehicle
• Agricultural implements attached to an insured vehicle
• Agricultural trailers and implements detached from insured vehicle