Excess of Loss Insurance for Brokers


The excess of loss facility enables us to consider most occupations ranging from standard contracting, manufacturing, wholesale and service trades to high-risk contractors such as demolition, roofing or scaffolding. The facility also allows us to consider excess of loss for risks exporting products to the USA or Canada.

Key Product Features

  • Public and products liability layers up to £25m
  • Worldwide cover including USA Canada products
  • Follows primary policy with no additional endorsements (other than Asbestos Exclusion)
  • Suitable for most trades and professions
  • Can be used for annual or short period contracts
  • Excess employers liability can be included
  • Excess motor liability is also available
  • Single carrier excess public liability over £25m

Cover Provided

  • Available on an annual or single contract basis
  • Public and products liability limits of indemnity for most trades from £1m to £25m (minimum attachment at £1m)
  • Additional layers of cover to top up layers over £25m